28th February 2025

Improvements to help analyse applicant transactions more effectively.

Improvements

• Clearer Loan or Credit Income Tagging
  
  Previously, income from loans or credit was grouped under the broad "Income" category. To make it easier to distinguish between salary/investment income and funds received from loan providers, we’ve moved "Loan or Credit Income" into its own category: Loan or Credit (dashboard only).

• Loan Repayment Insights & New Grouping Toggle
  

  • The Loan Repayment risk factor no longer includes transactions tagged as Debt Collection, as this will soon have its own dedicated section.
  • We’ve added a new toggle in the insights panel that allows you to view an applicant’s loan repayments grouped by provider or loan type, giving you a clearer view of their commitments.

New Feature: Loan Credits Risk Factor

• We’ve introduced a new Loan Credits risk factor that highlights all recent loans credited to an applicant’s account.
• This helps identify loan stacking, where multiple loans are taken out in a short period, which is a key risk indicator.