There are three ways to gain access to a user’s Open Banking data. The first is via our direct connection journey where a user provides their consent and connects their bank accounts as part of a D•One co-branded journey. This is suitable if a user is sourced directly on your website.

If a 3rd party marketplace has partnered with D•One such as the ClearScore marketplace, loan and credit card companies can retrieve Open Banking data via D•One. This is suitable if a credit provider wishes to use the Open Banking data to return a quote to the marketplace.